Contact Shawn now: 310-519-0575 | NMLS# 320041|
Residential Mortgage Loans 2017-01-21T14:53:13-08:00

Residential Mortgage Products

Shawn Carvin handles conventional, VA, and FHA residential mortgage loans and refinancing for home buyers with all credit and income profiles, including jumbo loans of up to $2 million. With nearly 20 years of experience in the mortgage industry, Shawn is an expert loan officer who works tenaciously to get his clients’ home loans funded as quickly and smoothly as possible. Don’t just dream about owning a home – let Shawn work with you to turn your vision into reality.

residential mortgage loans los angeles mortgage lenderConventional Home Loans

Conventional mortgage loans are not backed by the federal government and have less limits and restrictions on the types of property which can be financed, but require very good to excellent credit to qualify for the best rates.

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VA Mortgage Loans

Loans backed by the Department of Veterans Affairs (VA) are offered to active-duty military personnel and veterans, reservists, and National Guard members. In some cases, spouses of veterans are also eligible.

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FHA Mortgage Loans

Home loans insured by the Federal Housing Authority (FHA) provide more flexible credit and income standards and lower down-payment requirements than conventional mortgages.

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Jumbo Mortgage Loans

Jumbo mortgages are home loans for amounts in excess of the conforming loan limit, which is currently $625,500 in Los Angeles County.

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Mortgage Refinancing

Refinancing may be an option for existing homeowners looking to lower their current mortgage interest rate or convert home equity to cash for home improvements or other needs.

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“Non-Qualified” Mortgage Loans

So-called “non-qualified” or “non-QM” mortgages cover a wide range of loan products for home buyers whose needs don’t match up to traditional mortgage products like conventional and FHA loans.

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